Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Video: The Independence of Financial and Emotional Greater financial and emotional confidence brings greater independence. Isn’t that what it’s all about? What’s Your Financial Planning Sign Discover your financial planning sign.